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Tertiary institutions will often have people employed as part of the student union or Student Support Services to provide some advice, sometimes low or free interest loans, grants and assistance. You can help your friend check out the Student Union services as a start and also any student services organisation that may be able to direct you to other useful services. These services will vary from tertiary institution to tertiary institution. Orientation material will often identify these services and remember to see what is on the tertiary institution website.